Investing an inheritance

When a member of the family dies, it can be a difficult and emotionally trying time for those left behind. Here at Bradshaw Bennett, we try to be sensitive to the feelings of our clients - we are here to listen and to make sensible, practical suggestions about how to deal with a bequest from a parent or other relative. Patience and understanding are particularly important in these circumstances - no-one wants to feel that they are being rushed into making a decision, particularly at a time like this.

We really are here to help

We may simply offer guidance on how probate is obtained and how to obtain the funds from investment bonds or other insurance policies often working closely with the executors, family solicitors and other financial advisers. We really are here to help - we are a professional, independent, fee-based firm and so our clients can be assured that we are not simply looking for a way to earn a commission.

When a client is ready to make some decisions about how to invest an inheritance, the process is quite straightforward.

The process is quite straightforward

• We would first talk to the beneficiaries about whether they actually need (or want) the monies (in some cases, for example, it may be more sensible to decline a share of an estate in favour of a family trust and/or children or grandchildren).
• Next we would find out whether they are planning to use part of the capital to repay a mortgage for example, and how much they may need for an emergency fund.
• Then we ask whether the remaining funds are to generate income or for growth and income and over what timescales. Finally we agree the most appropriate investments for the purposes and timescales that we have indentified.

We will help you and your family take care of your financial future. Please use our contact form to request we call you at a time convenient to you.