What is so special about Bradshaw Bennett Independent Financial Advisers Ltd?

We should start by asking ourselves the question “how are we different from other financial advisers and mortgage brokers”?

We would probably have to say, that there is no single factor that makes Bradshaw Bennett IFA Ltd unique. We offer the same range of services as our competitors, we have similar skills and experience and we charge in a similar way – it is really a combination of factors which make us different:

• Our local presence and visibility (with an office on the high street in Bollington, Macclesfield)
• Our attention to detail and willingness to provide exceptional client service levels
• Our regular free reviews of our clients’ financial circumstances
• Our empathy with our clients, our patience, understanding and experience
• Our objectivity that is only possible by charging a fee (with commission offset)
• Our ability to use technological solutions to overcome challenges

There will of course be many other factors which make our business different from other businesses, but we need to draw on these strengths that we already have to maximise our unique advantages.

What are we about?

We describe ourselves as an organisation dedicated to “taking care of your financial future”.

This is a very carefully chosen use of words to describe what we do – it is an ongoing service, looking at our clients finances regularly by people that care. We are not an organisation which sells a product and then forgets about the client. “Taking care” means that we work hard to treat our customers fairly – it is particularly important to us because we are part of a local community and the majority of the work we do is for our existing clients who live and work in our area..

It is clear that it is “your financial future” that we are protecting in everything we do: whether it is simple mortgage protection for a young family, complex retirement planning for a group of employees, organising a mortgage or building an investment portfolio.

We have certain values that are very important to us, including our independent status.

We are a commercial organisation and we need to make a profit. However, we are always very conscious of our commitment to “taking care of your financial future” and to be completely fair to clients, we first offer a free initial consultation (or annual review) to establish (or update) a client’s needs and objectives. We will tell our clients if no action is needed – we will not carry out work and incur costs for our clients unnecessarily.

If action is required, our clients will receive advice from properly qualified and experienced independent financial adviser which will not necessarily result in the sale of a product. We can afford to be completely objective at this stage in the process, because we agree first with our clients that we can charge for the advice given, whether or not it leads to any procuration fee/commission payment.

If, we decide that the right solution for our client includes a product of some sort (for example, an investment, pension, protection or mortgage product) then our clients are completely free to purchase the product direct (online or through an execution-only provider) or through Bradshaw Bennett IFA Ltd where we provide access to the whole of the market on a fully-advised basis and where any commission received is rebated against our fees.

Why not arrange to contact an Independent Financial Adviser today and see what Bradshaw Bennett IFA Ltd can do to improve your financial future.